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Wednesday, October 14, 2015
“But godliness with contentment is great gain. For we brought nothing into this world, and it is certain we can carry nothing out. And having food and raiment let us be therewith content. But they that will be rich fall into temptation and a snare, and into many foolish and hurtful lusts, which drown men in destruction and perdition. For the love of money is the root of all evil:” --I Timothy 6:6-10
“Charge them that are rich in this world, that they be not highminded, nor trust in uncertain riches, but in the living God, who giveth us richly all things to enjoy; That they do good, that they be rich in good works, ready to distribute, willing to communicate; Laying up in store for themselves a good foundation against the time to come, that they may lay hold on eternal life.” -–I Timothy 6:17-19
Many families are in financial bondage. Chances are, yours is. The following are questions to consider when determining whether or not you and your family are in financial bondage:
Are you charging daily expenditures because of a lack of funds?
Do you put off paying a bill until next month?
Do you borrow to pay fixed expenses such as taxes or insurance?
Does your annual debt retirement on a long-term debt exceed 20% of your annual income?
Are you unaware of how much you owe?
Are creditors and bill collectors contacting you about past-due bills?
Are you taking from savings to pay current bills?
Are you making new loans to pay off old loans?
Have you thought about being dishonest concerning money?
Are you having difficulty returning your tithe to God?
Do you and your spouse argue over money?
Honestly answer these questions, and have the courage to face facts. Nothing is ever gained by ignoring the warning signs! If you answered "yes" to any of these questions, you need to see this as a financial problem. Don't feel ashamed; feel motivated to fix it! Seek help from someone trustworthy. They can help you pinpoint the problem, and find solutions.
We all ought to have a desire to be good financial stewards, and we should want to be able to give more to the Lord and His work. Many of us want to do more, but we lack the will to be disciplined enough to make it happen. Ask the Lord to give you the wisdom to see the problems, find the solutions, and then roll up your sleeves and get to it!